Welcome to the Pastor v. Bank of America Settlement Website.

This website contains information regarding a proposed class action settlement that has been preliminary approved by the Court in Pastor v. Bank of America, N.A., N.D. CA Case No. 3:15-cv-03831-VC currently pending in the United States District Court for the Northern District of California.


A Settlement Agreement has been reached with Bank of America, N.A. in a lawsuit alleging that Bank of America violated the Fair Credit Reporting Act (“FCRA”) by accessing consumer credit reports to conduct “Account Review Inquiries” of Bank of America customers after their Bank of America account relationships had ended. Bank of America denies any liability or wrongdoing, but in order to avoid litigation costs and risk, has agreed to settle the class claim.


You may be a Settlement Class Member if you were a borrower on a Bank of America account or Bank of America-serviced account and Bank of America reviewed your credit report through an Account Review Inquiry during the period August 21, 2010 through July 7, 2017, at a time when the account met any one of the following criteria: (1) the account was closed with a zero balance; (2) the account had been sold or transferred to a third party; or (3) the debt on the account had been discharged in bankruptcy.


The Court granted Final Approval. Distribution checks were mailed on Monday, October 15, 2018.